If I had to come up with one phrase that described my approach to life, I think that the phrase I would use would be “Live Well for Less.” Although it is only a four word phrase, it does a pretty great job of describing exactly how I approach life. I really enjoy living well, but at the same time, I don’t think it’s necessary to be wasteful with the money that I earn. Some people might call this type of thinking cheap, but in my opinion, the way I live is much more rational than most. If you look at the state of the economy in places like the United States, you will see that things are falling apart because people are living lives that they can’t afford, and racking up huge amounts of debt with no thought as to how they are going to pay it off.

So, you may not agree with my “Live Well for Less” approach, but my thinking isn’t going to change anytime soon. Whether it’s buying a wholesale diamond ring from the Internet or taking the time to clip out some coupons, I have an amazing life and no debt thanks to the approach I have always followed.